If the only thing keeping you out of the dentist’s chair is the bill that follows your appointment, you wouldn’t be alone. Plenty of people skip routine cleanings and other procedures because of their budget- Seeing the Dentist.
But ignoring your oral health is never a good idea, and it can lead to even greater costs later.
So, how can you look after your teeth without busting your budget? Let’s find out.
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Why is Dental Health Important?
You’ll want to keep on top of your oral health because you’ll feel better. Poor oral hygiene causes cavities and gum disease which, if left untreated, can be painful.
Eventually, it may lead to heart disease, diabetes, and cancer. Meanwhile, an unhealthy mouth can also take its toll on your immune system, so you’ll be at more risk of common colds and even covid.
Why Postponing a Visit Won’t Save You Money in the Long Run- Seeing the Dentist?
Ignoring important dental health check-ups can allow tooth decay and other dental issues to fester. They’ll get worse and worse until you’re forced to come in for an expensive treatment, triple the amount of routine cleaning.
Paying for preventative treatment can actually help you save money, so try to set aside some money each month. Small contributions of even $10 or $15 mean you’ll have $100–180 saved up for an annual checkup.
But what happens if you chip a tooth or need a cavity filled before you hit your savings goal? If it’s an emergency, you should still see a dentist. You can rely on an online loan as a backup to cover what you can’t afford with savings.
There are convenient loans online you can apply for over the phone, right there in the waiting room. Most loans over the phone act just like any other online loan, so you can fill out a simple application in a matter of minutes. Some loans by phone can even send you the cash by the next business day, if you’re approved.
Tips to Afford Your Next Visit- Seeing the Dentist
Finding a loan by phone might be a stress-free option when you’re dealing with an unexpected dental emergency.
But what about routine cleanings?
Personal loans over the phone are designed only for emergencies, so try these tips to keep your regular dental costs within your budget.
- Talk to your dentist. Some dentists understand how expensive their services are, so they may be willing to work with what you can afford. You can find a dentist who offers treatments on a sliding scale or payment plans that spread out the cost of your bill.
- Visit a Local Non-Profit Clinic. If you can’t find a sympathetic dentist, find your community health center. This charitable organization offers accessible dental care.
- Try a Dental College. College students need hands-on experience, so they offer care at an enormous discount. You can find a program in your state here.
- Look into Dental Insurance. Dental insurance can significantly reduce what you have to pay out of pocket. Some insurance plans may even cover your entire bill, so be sure to compare policies closely.
- Follow a Lean Budget. Track your expenses over three months and find ones you don’t need to make. Any savings you find can go towards your next visit.
Good oral health can be expensive, but it doesn’t have to take a bite out of your budget. Follow these tips to keep you costs low and remember loans by phone for emergencies.