In some cases, people living in Arizona can benefit from low-cost or free health Medicaid coverage. Eligible needy citizens can benefit from these plans to sort out their health issues. For example, Arizona residents with Medicare can buy a Medicare Advantage plan, including plans with $0 premiums.
Then, there is also the Medicare Part A plan. According to Insurance Professionals of Arizona, people that are 65 years or older and even younger persons can benefit from the Medicare Part A plan for free.
However, certain requirements make you eligible for such a Medicare plan. For example, younger people who suffer from particular disabilities or diseases can benefit from the Medicare Part A plan.
In other cases, if you enrolled in the Part A plan and are 65 years old or older, you can benefit for free from the part A plan if you have paid your taxes for at least ten years. Even if you didn’t pay such taxes and haven’t enrolled, you are still eligible to receive the Medicare Plan A benefits for free if your spouse has done so.
Furthermore, you are automatically entitled to Part A for around 24 months if you were entitled to monthly Social Security or Railroad Retirement Board (RRB) benefits and suffered a disability.
What Does Medicare Part A Cover?
Medicare Part A covers inpatient hospital expenses, including emergencies. Skilled nursing facilities are also covered and also nursing home care, but not custodial or long-term care forms. Hospice care and home health care are also covered by Part A.
However, it is worth noting that Medicare Part A doesn’t fully cover all the expenses. You may need to pay a deductible before your Medicare Part A benefits are included. Once the deductible is paid, Medicare will pay 100% of your costs for up to 60 days in the hospital or 20 days in a skilled nursing facility.
You can enjoy the advantages of Medicare Part A for free in Arizona if you have a qualifying disability or suffer from end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS), known as Lou Gehrig’s disease.
Arizona Medical Assistance Program
If you are an Arizona resident, the Medicaid health coverage has expanded to include low-income adults. People who are U.S national citizens, legal aliens, can also benefit from the health care/insurance program if their financial situation is characterized as low or very low.
Pregnancy, being responsible for a child 17 years of age or younger, or people with disabilities are all eligible. Households with an annual income (before taxes) lower than $30,630 are eligible for the Arizona medical assistance program. However, this applies to a household of 3 people. Here is a broader list:
- One person – $18,075
- Two persons – $24,353
- Three persons – $30,630
- Four persons – $36,908
- Five persons – $43,186
- Six persons – $49,463
- Seven persons – $55,741
- Eight persons – $62,018
The Arizona Medicaid program seeks to provide health coverage for millions of individuals, including children, pregnant women, seniors and individuals with disabilities, and parents who need help due to their financial situation.
To apply for the Arizona Medical assistance program, you can visit the Arizona Health Care Cost Containment System (AHCCCS) page. Consider contacting a reliable health insurance organization to see which Medicare offers might be more affordable or entirely free for your particular situation.
